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Fino Payments Bank New – Gati Savings Account: Features, Benefits & How to Open Are you looking for a fast, reliable, and accessible savings account? Fino Payments Bank has introduced a new product called the Gati Savings Account – designed for speed, simplicity, and secure digital banking. Whether you are a first-time saver or someone looking for a hassle-free banking experience, the Gati Account is made for you. In this blog, we’ll explore everything about the Fino Gati Savings Account, including its features, benefits, eligibility, and how to open one. What is Gati Savings Account? Gati, meaning "speed" in Hindi, truly defines the essence of this product. The Gati Savings Account by Fino Payments Bank is a digital savings account that allows customers to open and operate their account quickly with minimal documentation. It’s ideal for salaried employees, gig workers, students, and small business owners who want a simple and efficient banking solution. Key Features of Fino Gati Savings Account Here are the top features that make Gati Account stand out: ✅ Instant Account Opening – Open the account within minutes via Fino CSP centers or partner outlets. ✅ Zero Balance Requirement – Maintain your account with no minimum balance penalty. ✅ Free Virtual Debit Card – Use for online shopping and transactions. ✅ UPI & Mobile Banking Enabled – Seamlessly link with Google Pay, PhonePe, Paytm, BHIM, etc. ✅ Attractive Interest Rate – Earn interest on your balance. ✅ Aadhaar-based KYC – Hassle-free onboarding with e-KYC using Aadhaar OTP. ✅ SMS & Email Alerts – Get updates for every transaction. ✅ Access to Insurance Products – Link insurance services directly from your account. Benefits of Gati Savings Account 💼 For Everyone – Ideal for students, daily wage workers, small shopkeepers, gig economy workers, and homemakers. 🕒 Quick & Paperless Process – No need to visit a traditional bank branch. 🧾 Supports Government Subsidies (DBT) – Receive LPG, pensions, and other schemes directly. 🔒 Secure & Regulated – 100% safe as it’s operated by RBI-licensed Fino Payments Bank. 📲 24x7 Mobile Access – Do banking anytime, anywhere. 💳 Optional Physical Debit Card – Available on request at minimal charges. Documents Required To open a Gati Savings Account, you’ll need: Aadhaar Card PAN Card Mobile Number linked with Aadhaar No physical documents are needed if you're completing the process via e-KYC. How to Open Gati Savings Account? You can open the account in 3 simple ways: 🔹 1. Through Fino CSP / Grahak Seva Kendra Visit your nearest Fino CSP Centre (such as those available via PKKapri.com) and ask for the Gati Savings Account opening. You will need: Aadhaar and PAN Mobile number for OTP verification 👉 Call/WhatsApp for nearest center: 9643289714 2. Online via Fino Agent Portal If you’re a Fino merchant or want to become one, you can help others open their Gati Savings Accounts and earn commission. 👉 To get your Fino Merchant ID, visit: www.pkkapri.com Who Should Open a Gati Savings Account? Students Migrant Workers Gig Workers (Delivery, Ride-hailing) Homemakers Rural Residents Salaried Employees Anyone who wants a zero-maintenance digital savings account Charges & Fees (As of 2025) | Service | Charges | | ------------------------------ | ----------------------- | | Account Opening | Free | | Minimum Balance | Zero | | Virtual Debit Card | Free | | Physical Debit Card (Optional) | Approx ₹150/year | | ATM Withdrawal (Micro ATM) | ₹5–₹15 depending on use | | UPI Transaction | Free | | Account Statement | Free on App/SMS | Want to Offer Gati Account Opening Services? If you are a shopkeeper, cyber café owner, or entrepreneur, you can become a Fino CSP Partner and start offering: Gati Account Opening AEPS Cash Withdrawals Money Transfers Bill Payments Insurance Sales 👉 Get your Fino Merchant ID for just ₹4,500. Includes: 1 Merchant ID 1 Micro ATM 5 Account Kits Training & Support 📲 WhatsApp Now: 9643289714 🌐 Visit: www.pkkapri.com Final Words The Gati Savings Account by Fino Payments Bank is a game-changer in the Indian digital banking landscape. It’s easy, fast, and designed for the common man. With zero balance requirement and instant onboarding, it makes saving and banking accessible to all. So, whether you're an individual looking to open a fast savings account or a business owner wanting to provide Gati account services in your locality — now is the time! Fino Payments Bank Gati Savings Account – Open Instantly | Features & Benefits